News | Enisa 2025 Loans

ENISA (National Innovation Company), known for its role in boosting the entrepreneurial ecosystem in Spain, has announced a series of significant developments for 2025.

These initiatives seek to optimize their funding mechanisms and strengthen their support for startups and SMEs, consolidating their commitment to innovation and business sustainability. Below, we've broken down the highlights of this announcement.

A new fund with two mechanisms: FEPYME and Reinitia+

One of the main innovations is the creation of an innovative fund, approved under the Ministry of Industry and managed directly by ENISA. This fund is comprised of two distinct mechanisms:

  1. FEPYME: Focused on ENISA's traditional funding lines, aimed at startups and SMEs from different sectors.
  2. Restart+: Specifically aimed at providing financial support to companies affected by natural disasters, such as the recent damage caused by DANA (Isolated Depression at High Levels).

This new scheme will allow ENISA to operate with greater autonomy with respect to the General State Budgets, accelerating resource allocations and increasing its funding capacity for innovative projects.

Budget of more than 300 million euros for 2025-2026

ENISA has confirmed an ambitious budgetary allocation for next year, divided as follows:

  • 200 million euros committed for 2025.
  • An additional 100 million euros expected until August 2026.

This injection of resources is designed to ensure greater reach in financing operations and support more companies in their different stages of growth.

Long-term financial sustainability

The new fund will have a design that seeks to ensure its sustainability for the next 20 years. As of August 2026, the fund will be self-financing, reducing its dependence on external sources. In addition, Enisa will continue to work through specific lines for key sectors, such as:

  • Agriculture and agro-industry.
  • Cultural and creative industries.
  • Projects led by women.

These initiatives may benefit, in part, from guarantees provided by the European Investment Fund, which will further strengthen their reach and stability.

More efficient and transparent execution

Other of ENISA's most notable innovations for 2025 are improvements in its operational processes, with the aim of making them more agile and accessible. Among the most important changes are:

  • Staggered milestone-based loans: For transactions of less than 300,000 euros, ENISA may grant a first tranche of funding and pre-approve a second tranche, conditioned on the fulfillment of future objectives, such as the achievement of a new round of investment. This flexible approach will allow for a continuous flow of resources for projects under development.
  • Co-investment for larger operations: For requests exceeding 300,000 euros, it will be necessary to have the participation of a professional investment vehicle (venture capital) under similar conditions. This requirement seeks to promote collaboration with other financial market players.

These measures seek to simplify procedures for beneficiary companies and ensure a more efficient use of available resources.

Implications for startups and SMEs

The changes announced by ENISA represent a significant opportunity for startups and SMEs in Spain. With more resources available and more flexible processes, companies will have access to financial tools that facilitate their development, even in challenging environments. In addition, the expansion of specific lines ensures that strategic sectors will continue to receive the necessary support.

Next steps

The new fund is expected to be fully operational in the coming months, with the first disbursements expected in March 2025. Companies interested in accessing these lines of funding should keep an eye on ENISA updates and prepare their applications to take advantage of these new opportunities.

The news announced by ENISA for 2025 represent an important step towards a more agile, sustainable funding model aligned with the needs of the entrepreneurial ecosystem. The implementation of these changes promises to strengthen the Spanish business fabric, offering stronger support for innovation and economic growth.

At Intelectium, unlike other consulting firms, we operate 100% successfully, meaning that we are at risk and we only charge when the entrepreneur obtains funding. If your company meets these characteristics and you want to apply for an ENISA, contact us hither and receive support to finance your startup through this line.

How many lines of funding does Enisa have?

To date, ENISA has 6 lines of funding different:

  • ENISA Young Entrepreneurs: Funding line for Newly established startups and SMEs (applicant companies cannot be more than 24 months old), that have been founded by young entrepreneurs (up to 41 years old). Through this aid, ENISA addresses the investments required by the business project in its most initial phase. The minimum amount that can be requested is €25,000 and the maximum amount is €75,000.
  • ENISA Entrepreneurs: Funding line aimed at supporting startups and SMEs during early stages of the life of your project. Unlike the Young Entrepreneurs line, there are no age limitations for your application, but if you are a member of the Company's seniority, it cannot be more than 24 months old. The minimum amount that can be requested is €25,000 and the maximum amount is €300,000.
  • ENISA Growth: Funding line offered to support innovative startups and SMEs that want expand your business or achieve competitive improvement. The minimum amount that can be requested is €25,000 and the maximum amount is €1,500,000. When more than 300,000 euros are requested, the company must have the accounts audited to be eligible for that amount or higher amounts.
  • Enisa Digital Entrepreneurs: Funding line aimed at supporting startups and SMEs led by women. The minimum amount that can be requested is €25,000 and the maximum amount is €1,500,000. When more than 300,000 euros are requested, the company must have the accounts audited to be eligible for that amount or higher amounts.
  • Enisa Agro SME AgriInnpulse: The objective of the Enisa AgroinnPulso line is to promote the digital transformation of companies in the agri-food sector and rural areas. The minimum amount that can be requested is €25,000 and the maximum amount is €1,500,000. When more than 300,000 euros are requested, the company must have the accounts audited to be eligible for that amount or higher amounts.
  • Enisa for SMEs in the Audiovisual Sector and Cultural and Creative Industries: Enisa aims to channel all the innovative potential of culture, audiovisual creations, as well as video games, committed to supporting start-ups and SMEs, contributing to their transition to the digital market, to their sustainability in the territory and to the improvement of their competitiveness at an international level. When more than 300,000 euros are requested, the company must have the accounts audited to be eligible for that amount or higher amounts.

All grants are in the form of a participatory loan and its main characteristic is that it does not request personal guarantees from entrepreneurs.