Below, we explain those sectors and projects that the entity does not finance:

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Real Estate Sector:

The purchase, sale, rental and management of real estate are excluded from ENISA's financing.

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The objective of ENISA is to promote business growth and innovation, so it does not finance activities that focus on the management of real estate assets. However, projects for technological solutions or platforms that generate innovation in the real estate or construction sector would indeed be bankable in the eyes of Enisa.

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Financial Sector:

Financial and insurance activities, including financial investments, banks and activities related to capital markets, are excluded from ENISA's funding. Financial activities often have access to other sources of funding and do not fit ENISA's mission to support innovative SMEs in productive sectors.

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However, Fintech or Insurtech companies that provide technological solutions to the banking or insurance sectors will be able to receive funding from the bank.

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Weapons and Explosives Sector:

Excluded projects: Production, distribution and commercialization of weapons, ammunition and explosives.

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For ethical and safety reasons, ENISA does not fund projects related to the manufacture and commercialization of military or dangerous products.

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Gambling Sector:

They are excluded from funding Enisa Casinos, lotteries, gambling and other games of chance. Gambling activities are subject to strict regulation and are often considered socially controversial, so ENISA does not support them.

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Regulated and Controversial Sectors:

Enisa does not finance Activities that, by their nature, are highly regulated (for example, tobacco, polluting activities) or that may be considered contrary to the public interest. These activities may pose additional risks and are not aligned with ENISA's mission to promote sustainable and innovative development.

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Projects without Innovation:

ENISA focuses on encouraging innovation and the growth of innovative SMEs, so initiatives that do not provide a significant innovative component, that do not contribute to technological or business development, or that do not introduce substantial improvements in existing products, processes or services are not eligible for funding.

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Companies without High Growth Prospects:

ENISA seeks to support companies with high growth potential and capacity to generate positive economic impact, so it will not finance companies whose growth and scalability projection is limited or not demonstrable.

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Activities Related to the Production and Marketing of Toxic Products:

ENISA avoids funding projects that may have a significant negative impact on public health and the environment. Therefore, projects related to the production and commercialization of hazardous and toxic chemicals will not be eligible for Enisa.

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Activities Related to Cryptocurrencies or Tokens:

Business models that involve the use of cryptocurrencies or tokens are excluded from ENISA's funding. Because there is still no specific regulation in Spain for cryptocurrencies or tokens, Enisa rules out this type of project.

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It is important to review the specific bases of each ENISA call, as these can provide additional details and updates on the excluded sectors and projects. In addition, ENISA guidelines may evolve, so it is advisable to consult the most recent information available on its official website.

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We help you get help from Enisa

If you want to assess whether the different Enisa lines can fit your company or project, we can advise you without obligation. At Intelectium, we work under a successful model in obtaining public aid. We help you to identify which grants are the best fit for you and to prepare all the necessary documentation to carry out the procedure correctly until you obtain funding. You can contact us through our form or by sending an email to comunicacion@intelectium.com