In previous posts we discovered What are Fintech startups, emerging companies dedicated to everything related to financial technologies. Today, we bring you a selection of 12 innovative projects that are revolutionizing the sector.
2021 is expected to be the year in which companies dedicated to mobile banking, crowdfunding or financial advisory services, among others, are definitively consolidated in the market as a direct competitor to traditional financial institutions. Here are some of them:Flipsimply is a platform where you can find exclusive collective investment opportunities. Individuals can diversify their investment portfolios, financing projects of brands that want to grow and share their successes (once the previously established time limit ends). Findoit is an online planning tool that makes use of machine learning and blockchain to provide objective suggestions and warranty validity. Users are able to plan their finances and achieve their objectives. In addition, the app (also available for companies) offers a global financial advisory service on a single platform.Aplázame offers payment solutions for both private and business customers. Through the application, customers can decide when and how they want to pay for purchases they make not only online, but also in physical stores. Companies that offer the Aplázame service to their customers, as a payment method, are able to increase their sales.Finweg makes use of blockchain technology to offer innovative solutions to existing electronic payment methods in the market. The same technology also makes it possible to manage contracts between companies in a secure and efficient manner, through a completely unified platform for all the actors involved in the process.By Bit2Go It has different plans, starting at 0 euros, with which companies can create, automate and manage subscriptions (monthly or annual) in a personalized and innovative way. The solution, behind which is the Santander group in collaboration with SStrategy, allows companies, belonging to all types of sectors (culture, sports, travel, personal care...) to take advantage of the benefits of the so-called subscription economy.Ninety Nine came to the market as a 100% digital alternative to the traditional broker. With a catalog of more than 300 shares of international companies, a user experience that is as simple as possible and with transparency as its main value, it has managed to be the most active Spanish broker. Arextech aware of the current situation and the importance of technology for people and business development, the Arextechm team works to digitize the management and execution of real estate transactions and simplify negotiation processes, using a platform and software that allows all procedures to be centralized. Balio a financial planning and education tool that allows users to manage their finances in an automated manner and achieve financial objectives through a personalized plan. In addition to the product itself, Balio has a forum where community members share experiences, reflections and concerns about money, without any taboo.Advancing offers loans to owners of rental properties (flats, offices and premises) in the amount of the next 12 installments. Once the year is over, the customer can request a new credit worth another 12 months, provided that the rental contract remains in force during this period. Advancing, assumes the risk of non-payment of tenants. Declaring a 100% online tax consultancy, specialized in self-employed workers. Clients, including financial institutions and public entities, such as the Ministry of Industry, have the ability to automate accounting, expedite the payment of taxes, and avoid making mistakes during the various procedures they have to carry out before the Administration. Fintech tree a financial health app that offers its users to manage their money through personalized plans, including everything from rounding to scheduled transfers and temporary challenges, with which to save and cancel debts. In addition, it offers the option of investing in order to make a percentage of what the customer has managed to save on a monthly basis. Tantum it's not just a marketing and advertising agency. Tantum dedicates part of its activity to the development of applications that integrate payment methods with online marketing and social networks. The agency, which is behind the payment processor Starpay, specializes in Asian markets and helps its clients implement those known as Superapps in Spanish and European businesses.
