The Ministry of Industry and Tourism, through Enisa, has launched the DANA Line within the framework of the fund RESTART+ FEPYME DANA. This financing program makes participatory loans of up to 150,000€ available to SMEs, with the objective of recovering economic and productive activity in the areas affected by the DANA storm and promoting sustainable business projects with high growth potential.
Objective
The Enisa DANA Line seeks to revitalize areas affected by DANA by promoting economic and social regeneration through the creation and transformation of the business fabric. The program seeks to promote innovative, viable and sustainable projects that promote economic development and competitiveness in these regions.
Total budget of the REINICIA+ FEPYME DANA fund
The fund has a budget of 350 million euros, divided into:
- Refundable tranche: 300 million euros.
- Non-refundable tranche: 50 million euros.
Companies benefiting from the Enisa DANA line
They will be able to choose the fund RESTART+ FEPYME DANA SMEs that own industrial, commercial, service and tourism activities or establishments, with viable, sustainable investment projects with growth potential that meet the following requirements:
- Have legal personality as a commercial or cooperative company.
- Have been incorporated before October 28, 2024 and are in operation.
- Be located in the municipalities affected by DANA, according to the annex to Royal Decree-Law 6/2024, including.
- Not be considered a company in difficulty before October 28, 2024.
- Have the accounts for the last closed financial year deposited in the Mercantile Registry or in the appropriate public registry.
Business projects must be linked to the damages suffered as a result of DANA and shall be aimed at repairing, renovating, adapting, replacing, expanding or improving:
- Buildings and installations.
- Machinery, equipment and vehicles.
- Stocks.
Type of help
Non-convertible participatory loan, with the following characteristics:
- Amount: From €25,000 to €150,000.
- Interest rate:
- First tranche: 0%.
- Second tranche: Variable between 3% and 8%, depending on the company's financial profitability.
- Shortfall: Up to 2 years.
- Expiration: Up to 7 years old.
- Amortization: Quarterly, without the need for guarantees or guarantees.
- Up to 15% of the loan may be non-refundable.
Eligible Expenses
- Acquisition and construction of warehouses, commercial premises, facilities and other buildings, for the development of the company's activities, including the acquisition and conditioning of land.
- Construction of renewable energy facilities regardless of their destination.
- Acquisition of equipment related to information and communication technologies.
- Machinery, tools, molds or tools.
- Furniture.
- Industrial vehicles and transport elements affected by operation.
- Replenishment of stocks
Enisa DANA line application process
Companies must submit:
- Documentation that proves the damage suffered by DANA (reports from authorities, photographs, expert evaluations, among others).
- A detailed business project that specifies the productive improvements and the assets to be financed.
- Annual accounts for the last year closed and deposited in the Mercantile Registry.
- Responsible statement on compliance with Community regulations on grants.
- Certification that they were not considered companies in difficulty before October 28, 2024.
Deadline and submission of applications
Applications will be open until December 31, 2025 and must be managed exclusively through the General Electronic Registry.
With the background RESTART+ FEPYME DANA, Enisa offers a unique opportunity for SMEs affected by DANA to recover their activity, strengthen their position in the market and contribute to the economic regeneration of the areas most affected by the storm.
